Getting your credit reports, step by step
A walkthrough of AnnualCreditReport.com — including the identity questions that lock people out and what to do when they do.
Article ready 6 min
Walkthroughs
Guides
The same material as the library, shaped as step-by-step walkthroughs for people who would rather be shown than told.
Video is being produced
The written version of every guide below is already finished and free — the links go straight to it. Video is being recorded to accompany them, and each guide here will gain its player as it is published. Nothing will be moved behind a signup when that happens.
Reading a credit report without panicking
What each section means, which entries matter to a lender, and which of the scary-looking ones are routine.
Article ready 11 min
Filing a dispute, start to finish
What to send, to whom, what happens during the investigation window, and how to read the result you get back.
Article ready 9 min
The dispute timing trap before a mortgage
Why disputing at the wrong moment can stall an approval, and what automated underwriting does when it sees a disputed tradeline.
Article ready 8 min